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    Every year on May 31, people around the world come together to raise awareness about the dangers of smoking to our health, economy, and environment. This day is a reminder of the impact tobacco use has on individual and community health. In this article, we’ll look at how smoking in the workplace affects not just employees’ health, but also poses significant economic risks for companies and employers.   Productivity Losses Did you know smoking is a major cause of missing work? Smokers often deal with chronic illnesses that make them more likely to get lung infections and colds. Plus, smoking can affect their focus and productivity. Studies show that smokers miss work more often than non-smokers because of illness, which costs companies money for temporary hires and covering for absences.   Increased Healthcare Costs Smokers are more likely to get serious diseases like cancer and heart disease, which leads to higher healthcare costs for companies. Treating smoking-related illnesses puts a strain on health insurance systems, making many companies raise insurance premiums for smokers. For example, in Jordan, treating smoking-related diseases costs about 1.5 billion JOD every year.   Reduce Employee Motivation Smoking can make the work environment unpleasant for non-smokers because of the smell and smoke, which reduce their Motivation and productivity. Research shows that non-smokers tend to feel stressed and frustrated in a smoking workplace, and this might make them look for jobs elsewhere.   Property Damage Smoking can also cause fires at work, leading to property damage and big financial losses. Cigarettes can easily ignite flammable materials like paper and fabrics. Lit cigarettes can even start fires in trash cans and wastebaskets.   Negative Impact on Company Image Allowing smoking at work can hurt a company’s image and reputation. Companies that let employees smoke are seen as not caring about their workers’ health or providing a healthy work environment. This perception can make some clients and investors avoid doing business with them.   In conclusion, smoking in the workplace is a serious threat to both employees’ health and company finances. By working together, we can create a smoke-free work environment, leading to better productivity, lower costs, improved public health, and a healthier, more prosperous society for everyone.   At Jordan Ahli Bank, we’re all about supporting projects that are kind to our planet. Why? Because taking care of the environment is something we all need to do, both as individuals and as Institutions. That’s why we’re here to support green initiatives every step of the way. Green business package

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Have you ever thought about the difference between a Debit card and a Credit card? Well, they might look alike, but they’re actually quite different… In this blog, we will explain five key differences between them. First up, meet your buddy, the debit card. It’s like having your own money pocket. When you use it, you’re spending the money you have in your bank. Easy, right? Now, say hello to the credit card – it’s like borrowing money from a friend and promising to pay them back later.   Debit Card VS Credit Card? Source of Funds Debit Card: Draws directly from your bank account, offering immediate access to your funds. Credit Card: Extends a line of credit, granting purchasing power with the option to repay over time.   Payment Timing Debit Card: Transactions are deducted instantly, ensuring real-time tracking of expenses. Credit Card: Payments are combined into a monthly statement, providing flexibility in managing cash flow.   Spending Limit Debit Card: Usage is limited by the available balance in your account, encouraging careful spending. Credit Card: Offers a Predefined spending limit, facilitating larger purchases or unexpected expenses.   Interest and Fees Debit Card: Typically free from interest charges, with minimal or no fees for routine transactions. Credit Card: May incur interest on unpaid balances, but often accompanies rewards or benefits such as cashback or travel advantages.   Building Credit Debit Card: Transactions do not contribute to your credit history, limiting opportunities to establish credit worthiness. Credit Card: Responsible usage can enhance credit scores, opening doors to future financial opportunities like loans or mortgages.   So, which one should you use? It depends on what you need and how you handle money. Remember, these cards are tools to help you manage your money. Use them wisely, and they’ll be your best partner!

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When you’re out shopping, do you ever wonder, should you pay with cash or is it better to pay with an easy payment plan? Let’s talk about why and who should consider using the Easy Payment Program (EPP) instead of paying cash directly. Imagine you’re in your favorite store, eyeing that awesome new phone. You’ve got some cash saved up, but then you notice a sign for the Easy Payment Program. Now you’re stuck wondering: should you stick with your cash or try out the installment plan?People often say that cash is the best way to pay. It feels good to buy something outright and know it’s all yours. But what if I told you there’s a way to get what you want now and pay for it later, without any extra fees?That’s where the Easy Payment Program comes in. It’s like a magic trick that turns your big purchases into smaller, interest-free payments. Instead of paying all at once, you can spread the cost out over time, which can make things easier on your wallet.So, who should think about using this program? Well, imagine you’re a newly married couple trying to furnish your new home. Or maybe you’re a student who needs a new laptop for school but doesn’t have much cash to spare. These are the kinds of situations where the Easy Payment Program can be useful.But even if you do have the cash, why not take advantage of interest-free payments, and keep your cash flow stable? Plus, with the option to spread payments over up to 24 months, you can enjoy your purchase without worrying about breaking the bank.Here’s the best part: the Easy Payment Program isn’t just about ease—it’s about giving you flexibility and peace of mind with your finances. By choosing interest-free installments, you’re making a smart move that fits your lifestyle and needs.So, next time you’re trying to decide between cash and installment plans, consider giving the Easy Payment Program a try. Whether you’re treating yourself to something fun or taking care of important purchases, why pay all at once when you can spread it out with zero interest?In the end, cash might be king, but when it comes to smart shopping, the Easy Payment Program is the real winner. It’s not just another way to pay—it’s a game-changer that lets you enjoy what you love without stressing about your finances. So, go ahead, make your purchases with confidence, and enjoy the benefits of the Easy Payment Program!Learn more about ahli Bank’s Easy Payment Plan (EPP).

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Easy Ways to Help Our Planet and Save Money Too! Hey there! Today, let’s dive into Earth Day and discover some super easy ways to help our planet while also saving some cash. Yep, you heard that right! Being eco-friendly can be good for your wallet too. So, what’s Earth Day all about? It’s like a big birthday for our planet—a chance to show some love and keep things green. And guess what? You can be a part of it! Ready for some fun facts and easy ways to get started?   Recycling is a game-changer! Use, reuse, recycle! Start by using things again instead of throwing them in the trash. Recycling keeps waste out of landfills and helps create new products without depleting more resources. This not only means less waste, but also more money saved, because making things from recycled materials is much cheaper than starting from scratch.   Let’s dive into some real-life scenarios! Do not throw away empty jam jars or glass jars. Reuse them for storing beans, sugar, or salt, or even making homemade pickles. In the digital age, going paperless is easy. Use online options, avoid printing, and consider E-signatures if allowed by your workplace rules. Trees are incredibly valuable! They clean the air we breathe, provide homes for animals, and even help cool down our cities. Plant a tree, save the planet: Trees are like nature’s superheroes, taking in carbon dioxide and producing oxygen. By planting trees, you’re not just making the world a greener, happier place, but you’re also reducing air pollution, and increasing property values. Plus, it’s a fun and rewarding way to connect with nature! Saving energy is a win-win! By turning off lights, unplugging chargers, and using energy-efficient appliances, you’re cutting down on your electricity bill, and reducing pollution, leading to cleaner air and a healthier planet. Remember to minimize energy usage by turning off unused lights and appliances and choosing energy-efficient options. It’s a small change that benefits both your wallet and the environment!   And the best part? By being kind to the planet, you’re also being kind to your wallet. So, let’s make everyday Earth Day and show our planet some love. After all, when we take care of the Earth, it takes care of us too! At Ahli Bank, sustainability is our thing! We celebrate Earth Day every day by making small changes that lead to significant results. Visit our website to discover all about our Green Business Package program—it’s where going green meets awesome!

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You can boost your savings while still enjoying life! Here are five easy ways to save money without sacrificing happiness. Set clear goals with small steps! Break your goals into achievable steps to stay motivated. For example: Planning for that 500 JOD vacation? Make it manageable: save 25 JOD every week for five months, and soon enough, you’ll be ready to embark on your trip! Stick to a Budget! Create a budget that allocates part of your income to savings monthly, prioritizing spending. Try the envelope method: label envelopes for groceries, entertainment, and savings. Only spend from the designated envelope. It’s a visual way to track spending and stay disciplined with your budget.   Cut Unnecessary Expenses! Identify & cut out unnecessary expenses, such as daily treats. If you spend 3 JOD on coffee each morning, think about brewing it at home. These small changes can mean an extra 60 JOD in your pocket every month. Ever thought about it? Shop Smart! Research prices, compare options, and take advantage of sales and rewards programs. Use your Ahli Credit Card to unlock discounts and cash back at a wide range of shops. Automate Savings! Consider opening a savings account to separate your savings from your everyday spending. Schedule a monthly transfer of 50 JOD from your checking to your savings account. This way, you’re consistently building your savings without even thinking about it. Ready to take the first step towards financial freedom?  “Add savings account link once available.”

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Shop Smarter, Save Bigger Hey savvy shoppers! Ready to learn the secrets of smart spending and make your money work harder for you? Let’s explore the world of savvy spending together! Imagine you’re shopping, eyeing that cool gadget or trendy outfit. But hold on a sec! Before you splurge, let’s chat about spending smart. It’s not about being stingy—it’s about picking what fits your goals while still enjoying life! So, how can you become a savvy spender? It’s easier than you think! Here are a few tips to get you started: Set Goals: Think of your financial goals like a roadmap. Knowing where you want to go makes it easier to make smart spending decisions along the way. For example: Let’s say you’re dreaming of a fantastic family vacation. Now, every time you decide to skip that expensive coffee, just picture yourself chilling on the beach with all the extra cash you’re saving! Needs vs. Wants: We’ve all been there – deciding between that extra coffee or saving the cash. Knowing the difference between needs and wants is key. Before buying, ask yourself: Is this something I truly need, or just something I want in the moment? Picture this: You’re at the mall, you spot two white shirts: one for 15 JOD from a basic store and one for 70 JOD from a fancy brand. Here’s the scoop: the 15 JOD shirt is a need – you need clothes to stay decent. The 70 JOD one? It’s a want – a stylish extra, but not a must-have! Shop Around: Don’t settle for the first thing you see! Take time to compare prices and look for deals. With the internet, it’s easy to find the best prices and read reviews before you buy. Let’s say you’re eyeing a new phone. You can check out different stores or online retailers to find the best deal and save some cash. Make a Budget: Picture your money as puzzle pieces, and your budget is the puzzle board. Each piece represents a part of your spending, like snacks, toys, or saving up for something special. When you put the pieces together on the board, you see the bigger picture of where your money goes. It’s like solving a fun puzzle where every piece you place gets you closer to your financial goals. So grab your puzzle board and start piecing together your budget adventure! Think Before You Buy: Before clicking “buy” online, pause for a moment. Ask yourself: Do I really need this? Will it bring me closer to my goals? For example, if you’re tempted to buy a new smartphone, think about whether it’s more crucial than saving for your education or investing in tools for career success. It’s like having a personal financial coach, helping you make wise decisions that match your dreams and priorities! Don’t Shop Hungry or in a Hurry: Hungry or rushed shopping trips can lead to impulse buys and overspending. Make sure to eat before you go shopping and take your time browsing to make thoughtful decisions. Make a Shopping List: Before heading to the store, jot down what you need to buy. This helps you stay focused and avoid unnecessary purchases. Plus, it’s like having a map for your shopping trip! Remember, smart spending isn’t about missing out, it’s about making smart choices that help you reach your goals. By following these tips, you’ll not only make the most of your money but also set yourself up for financial success. So, unleash your inner financial superhero – let’s make every JOD count together! And hey, speaking of making the most of your money, did you know that Ahli Bank offers cashback when you shop with our cards? Plus, keep an eye out for our seasonal offers at select shopping stores – it’s like finding hidden treasure while you shop!

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Hey there, parents, and kiddos! Step right up to join us where learning about money is as exciting as a day at the playground!   In today’s world, understanding money is like having a superpower, and we’re here to help your kiddos unlock it – without the boring stuff!   Now, you might be wondering, Isn’t my little one still too young? Is it really time to start teaching them about money? Well, hold onto your piggy banks, because we’re about to reveal why starting early is the key to setting your kiddo up for a lifetime of financial success.   Building Savings Habits: The Magic of Watching Your Money Grow   Picture this: Your kiddo drops a shiny coin into their piggy. They watch it clink-clink-clink its way down, feeling the excitement build as they realize they’re one step closer to their dream toy or adventure. That feeling? It’s the magic of saving! bank “we can replace piggy bank with Hasalah”   With Ahli Bank’s Kids’ Savings Accounts, that magic gets even bigger! Instead of just dropping coins into a piggy bank, your kiddo can watch their money grow right before their eyes. Every time they make a deposit or earn interest, they get to see their balance go up, up, up – and that’s the kind of magic that lasts a lifetime.   Fostering Financial Responsibility: Turning Piggy Banks into Powerhouses “we can change the whole sentence if we decide to replace it with Hasala” for example Turning Hasalas into Saving Heroes”   Who says learning about money has to be boring? Not us! With Ahli Bank’s Kids’ Savings Accounts, your little one becomes the boss of their very own money kingdom. They’ll learn all about tracking deposits, understanding balances, and making savvy money moves – all while having a blast!     Setting and Achieving Goals: Dream Big, Save Bigger! We all have dreams, big and small. Maybe your kiddo dreams of zooming down the street on a shiny new bike or whisking off on a fantastical vacation. Whatever it may be, a kids’ savings account can help bring those dreams to life! By setting savings goals and tracking their progress, your kiddo will learn valuable lessons about patience, perseverance, and the sweet satisfaction of achieving their dreams – one JOD at a time.   Understanding Banking Basics! Banking might sound like a grown-up thing, but guess what? Your kiddo can be a money-savvy hero too! With our Kids’ Savings Accounts, they’ll learn about Bank accounts, the importance of keeping their money safe, and the basics of managing their finances.  learn more But wait, there’s more! Some banks even offer cool perks, like the chance to win awesome prizes, just for saving money! It’s like getting a surprise bonus for being a smart saver – how cool is that?   So, what are you waiting for? Join us and let Ahli Bank be your kiddo’s partner in savings adventures! With fun, interactive features and the opportunity to watch their savings grow, there’s never been a better time to kickstart your child’s financial journey.  

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For centuries, gold has been an attractive investment. Its charming beauty and historical importance make it a smart choice for today’s investors. Explore the enduring appeal and benefits of investing in gold.   Here’s why adding gold to your investment mix is a golden idea!   Gold Protects You from Inflation When prices soar, gold scores! Unlike paper money, gold’s value rises with inflation. Safeguard your purchasing power and let gold be your stable companion through economic ups and downs.   Balancing and Diversification Unlike stocks and bonds, gold dances to a different beat. When the stock market declines, gold often stands strong or even rises. This mix adds a touch of balance and risk-smoothing to your portfolio.   Tangible Asset with a Limited Quantity Gold is like a rare treasure compared to never-ending digital currencies. Its limited supply makes it more valuable over time, offering investors a solid asset that stays steady, no matter what governments or financial institutions do.   Recognized Everywhere, Cash Anywhere Gold is like a global superstar, recognized by everyone. Whether you’re dealing with economic ups and downs or simply exploring the world, turning gold into cash is as easy as pie in most markets. It gives investors peace of mind and the freedom they need.   A Safe Bet in Troubled Times When the world faces political tensions, economic troubles, or natural disasters, gold becomes a safe and reliable choice. That’s when gold historically steps up as a safe haven, often seeing a rise in prices as investors seek stability.     Options and Opportunities in Gold Investment There are multiple ways to include gold in your investment portfolio. Feel free to visit the treasury and financial market experts at Jordan Ahli Bank anytime to understand how gold investment works and maximize the benefits of your investments:   Physical Gold: Directly buy gold bars or coins but consider storage and security.   Gold Exchange-Traded Funds (ETFs): These track gold prices, offering a more liquid option like stock trading.     Gold Mining Stocks: Invest in companies extracting gold for potentially higher returns, but with higher risks.   Gold investment has factors to consider – prices may fluctuate, and storing physical gold may involve costs. However, for those seeking a steady, long-term investment with diversification, gold stands as an attractive choice.   Reminder! Before making any investment decisions, consult with a financial advisor to determine what suits your financial goals and assess your risk tolerance.

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