Welcome to Our Inclusive Banking Solutions

• Minimum Salary: Public & Private Sector: 400 JOD
• Minimum employment period:
  Public Sector: 3 Months
  Private Sector: 12 Months
• Age:
  Public & Private Sector: Minimum 21-year-old, maximum 65-year-old
• Debt burden ratio:
  Public & Private Sector: 50%

• The campaign is valid until 31/12/2023.
• The possibility of purchasing loans of the same balance from other banks without increasing its value and exceeding 100% of the appraised value, at a fixed interest rate of 7.375% for 12 months.
• Competitive fixed interest rate of 7.375% for 12 months for all customers within the campaign.
• The bank covers mortgage and appraisal fees, in addition to not having granting commissions.
• 5% cashback of the loan amount, up to a maximum of 2500 Jordanian Dinars.
• All campaign benefits apply to expats and residents.
• The campaign also includes financing land purchases.
• The client is granted a pre-approved credit card exempt from issuance fees, with the possibility of installment plans at 0% interest with numerous approved merchants.
• Minimum loan amount: 15,000 Jordanian Dinars.
• Minimum transferred salary: 300 Jordanian Dinars.
• Minimum repayment period: 12 months.
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• Get your car loan with a preferential fixed interest rate with a Flat Rate starting from 4%.
• The borrower must be at least 21 years old when the loan is approved, and their age should not exceed 75 years by the time the loan reaches its maturity.
• Life insurance is granted within the bank’s policy.
• Mortgage fees shall be on the account of the bank.
• The debt ratio follows the guidelines outlined in the policy.
• A pre-approved credit card is issued based on the characteristics and terms of the cards, in return for a car loan equivalent to 10% of the car’s worth, capped at a maximum limit of 5,000 dinars.
• The program excludes certain vehicles, namely tourist cars, driving lesson cars, public cars, airport taxis, and travel vehicles.
• Customers who meet the program’s requirements have the opportunity to obtain a loan, and the vehicle can be registered under the name of a non-employed person (such as a son, wife, father, mother, brother, or sister), with the non-employed individual acting as an additional guarantor for the loan.
• If the car is obtained directly from the dealer or is a newly certified car, there is no requirement to evaluate its value through an approved appraiser. Instead, the bank should be provided with a price quotation exclusively.
• If the customer’s debt ratio permits, it is possible to finance more than one car for a single customer. The maximum number of car loans allowed is two, but for exclusive customers, up to three car loans can be granted.
• The minimum loan amount is 5000 dinars.
• The maximum loan amount is 100,000 dinars for new cars and 75,000 dinars for used cars.
• The minimum repayment period is 12 months.
• The age of the car must not exceed 15 years by the end of the loan repayment period.
• In the event of financing an electric car, the value of the electric bill on behalf of the customer is paid at a value of 25 dinars per month for a year.
• In the event of financing a hybrid car, the customer will be given a petrol voucher of 100 dinars for one time.
• The customer is granted an additional 5% on the debt burden for electric cars only, in the event that it is proved that the reason for financing is the replacement of the current car with “gasoline”.
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• • The maximum Debt Burden Ratio (DBR) is %55 of monthly income for salaried customers and %50 for non-salaried customers.
  • Age must be between 18 and 65 years of age.
  • Must not be listed on any official Blacklist.

View full program details