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Welcome to Our Inclusive Banking Solutions

At Jordan Ahli Bank, we believe in empowering every individual to achieve their dreams and aspirations. We are excited to introduce our latest initiative – loans with special rates tailored for people with disabilities. We are committed to providing inclusive banking solutions that ensure financial accessibility and support for all members of our community.

We are committed to breaking down barriers and fostering financial inclusion for all. We invite you to take advantage of our special rate loans designed exclusively for individuals with disabilities. Experience the ease of borrowing with Jordan Ahli Bank by taking advantage of the following programs at a preferential interest rate:

  1. Personal Loans: with an interest rate starting from 7.75%
  2. Mortgage Loans: with an interest rate starting from 7.375%
  3. Car Loans: with an interest rate starting from 4%
  4. Credit Cards: Granting a credit card according to the bank’s policy and without commission.

In addition to loans, you can benefit from our programs and accounts with the following features:

  1. Installment programs for medical and educational purposes at 0% interest rate and no commission for 12 months.
  2. Savings accounts with double winning opportunities.
  3. Salary accounts and current accounts with exemptions from electronic service fees and salary transfer fees.
  4. Deposit accounts with a preferential interest rate on deposits.
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  • Minimum Salary: Public & Private Sector: 400 JOD
  • Minimum employment period:
    Public Sector: 3 Months
    Private Sector: 12 Months
  • Age:
    Public & Private Sector: Minimum 21-year-old, maximum 65-year-old
  • Debt burden ratio:
    Public & Private Sector: 50%

  • The campaign is valid until 31/12/2024.
  • Interest Rates:
    – Fixed interest rate of 7.375% for salaries over 1,000 Jordanian Dinars and/or loan amount over 75,000 Jordanian Dinars / LTV less than 80%, for 6 months.
    – Fixed interest rate of 7.875% for other salary categories, fixed for 6 months.
    – The possibility of purchasing loans of the same balance from other banks without increasing its value and exceeding 100% of the appraised value, at a fixed interest rate of 7.375% for 6 months.

  • The bank covers mortgage and appraisal fees, in addition to not having granting commissions.

  • All campaign benefits apply to expats and residents.
  • The campaign also includes financing land purchases.
  • The client is granted a pre-approved credit card exempt from issuance fees, with the possibility of installment plans at 0% interest with numerous approved merchants.
  • Minimum loan amount: 15,000 Jordanian Dinars.
  • Minimum transferred salary: 300 Jordanian Dinars.
  • Minimum repayment period: 
    – 25 years for purchase or sale.
    – 12 years for land purchase. 
  • The possibility of financing the kitchen and all home furnishings at 0% interest when obtaining a housing loan from authorized merchants through authorized goods loans through durable and environmentally friendly goods.
  • The bank bears the full mortgage fees in the event of purchasing housing loans from other banks or new grants, and in the event of early repayment within or 8 years of the life of the loan, its value is recovered from the customer.
  • Get your car loan with a preferential fixed interest rate with a Flat Rate starting from 4%.
  • The borrower must be at least 21 years old when the loan is approved, and their age should not exceed 75 years by the time the loan reaches its maturity.
  • Life insurance is granted within the bank’s policy.
  • Mortgage fees shall be on the account of the bank.
  • The debt ratio follows the guidelines outlined in the policy.
  • A pre-approved credit card is issued based on the characteristics and terms of the cards, in return for a car loan equivalent to 10% of the car’s worth, capped at a maximum limit of 5,000 dinars.
  • The program excludes certain vehicles, namely tourist cars, driving lesson cars, public cars, airport taxis, and travel vehicles.
  • Customers who meet the program’s requirements have the opportunity to obtain a loan, and the vehicle can be registered under the name of a non-employed person (such as a son, wife, father, mother, brother, or sister), with the non-employed individual acting as an additional guarantor for the loan.
  • If the car is obtained directly from the dealer or is a newly certified car, there is no requirement to evaluate its value through an approved appraiser. Instead, the bank should be provided with a price quotation exclusively.
  • If the customer’s debt ratio permits, it is possible to finance more than one car for a single customer. The maximum number of car loans allowed is two, but for exclusive customers, up to three car loans can be granted.
  • The minimum loan amount is 5000 dinars.
  • The maximum loan amount is 100,000 dinars for new cars and 75,000 dinars for used cars.
  • The minimum repayment period is 12 months.
  • The age of the car must not exceed 15 years by the end of the loan repayment period.
  • In the event of financing an electric car, the value of the electric bill on behalf of the customer is paid at a value of 25 dinars per month for a year.
  • In the event of financing a hybrid car, the customer will be given a petrol voucher of 100 dinars for one time.
  • The customer is granted an additional 5% on the debt burden for electric cars only, in the event that it is proved that the reason for financing is the replacement of the current car with “gasoline”.
  •  
    • The maximum Debt Burden Ratio (DBR) is %55 of monthly income for salaried customers and %50 for non-salaried customers.
    • Age must be between 18 and 65 years of age.
    • Must not be listed on any official Blacklist.
  • To know which branches are accessible to customers with disabilities, click here.
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