Housing loan

Terms and Conditions:

• The campaign is valid until 31/12/2024.

• Interest Rates:
  – Fixed interest rate of 7.375% for salaries over 1,000 Jordanian Dinars and/or loan amount over 75,000 Jordanian Dinars / LTV less than 80%, for 6 months.
  – Fixed interest rate of 7.875% for other salary categories, fixed for 6 months.
  – The possibility of purchasing loans of the same balance from other banks without increasing its value and exceeding 100% of the appraised value, at a fixed interest rate of 7.375% for 6 months.

• The bank covers mortgage and appraisal fees, in addition to not having granting commissions.
• All campaign benefits apply to expats and residents.
• The campaign also includes financing land purchases.
• The client is granted a pre-approved credit card exempt from issuance fees, with the possibility of installment plans at 0% interest with numerous approved merchants.
• Minimum loan amount: 15,000 Jordanian Dinars.
• Minimum transferred salary: 300 Jordanian Dinars.
• Minimum repayment period: 
  – 25 years for purchase or sale.
  – 12 years for land purchase. 
• The possibility of financing the kitchen and all home furnishings at 0% interest when obtaining a housing loan from authorized merchants through authorized goods loans through durable and environmentally friendly goods.
• The bank bears the full mortgage fees in the event of purchasing housing loans from other banks or new grants, and in the event of early repayment within or 8 years of the life of the loan, its value is recovered from the customer.

*Jordan Ahli Bank terms and conditions apply.

Required Documents:

• Valid national ID for Jordanians.
• Valid passport and residence permit for non-Jordanians and expatriates.
• Proof of income.
• Copy of preliminary sale contract.
• Copy of registration deed.
• Land plot plan.
• Zoning site plan.
• Property appraisal for the house or construction cost by the bank’s approved appraiser.
• Salary slips for the last 6 months.
• Salary transfer pledge for residents.
• Bank statement for the last 6 months for salaried individuals, and the last 12 months for business owners and professionals.
• Social security statement.