Financial Leasing is considered one of the most advanced methods of financing capital assets.
Under a financial lease, the lessee (the client) can benefit from a specific asset in return of periodic payments for a specific time.
By the end of which the ownership of the asset is transferred to the lessee automatically, or for the exchange of a previously agreed-upon amount.
The option of ownership of the asset before the lease contract ends is also available.
The Financial Leasing Company was established as an independent company fully owned by ahli Bank in 2009.
The aim is to provide a wide range of banking products and non-traditional alternative financing solutions.
To be on top of the continuous development of banking markets and to cater to the various needs of individual and corporate clients.
Within a short time, the ahli Financial Leasing Company was able to become one of the most distinguished and leading companies to offer financial leasing services.
Reasons to opt for ahli Financial Leasing Company
- ahli Financial Leasing Company’s employees are highly specialized and experienced.
- Procedures are clear and user-friendly for clients.
- Quick approval and processing of financial leasing.
- Competitive returns on financial leasing without any commissions or extra charges, and the option of benefitting from early settlement.
- Offering financing solutions and full services in cooperation with the Bank.
ahli Financial Leasing Company offers to finance different fields through several financial leasing products.
The products are designed to provide appropriate solutions for all clients. This is including expatriates, self-employed individuals, employees, companies, and organizations.
Each product has clear and specified conditions; the following is a brief description:
For Transportation Vehicles (Individuals)
This product allows individuals of all employment levels to own new or used cars within competitive financial leasing rates.
Financing can reach up to 100 % of the cost under simple terms without the hustle of transferring salaries, and approval can be given within a few hours.
For Transportation Vehicles (Companies)
This product enables all kinds of establishments, private educational institutions, distribution and transportation companies to own new or used cars, trucks, or buses within competitive financial leasing rates.
Financing can reach up to 100 % of the cost depending on the age of the asset.
For Residential Real Estate
This product benefits individuals of all fields, whether living home or abroad, as it allows them to lease properties to live or invest in.
Leased assets can be for example apartments, houses, or land plots for buildings.
Financing can reach up to 90 % and is subject to our conditions, with the option of increasing the lease’s balance for expansion or renovation purposes.
Leasing periods can reach up to 20 years, with the option to provide grace periods for finishing or construction.
For Commercial Real Estate
- This product covers complexes, commercial, industrial buildings, offices, private clinics, medical centers, and warehouses as well.
It also covers financing plots planned for building commercial buildings that fall under the product.
- This product can benefit organizations, companies, self-employed individuals, and exclusive sectors.
- Financing can reach up to 90 % and is subject to our conditions, with the option of increasing the lease’s balance for expansion or renovation purposes.
Leasing time can reach up to 10 years, with the option to avail grace periods for finishing or construction.
For Real Estate Development and Housing Companies
This product allows those with acceptable experience or housing companies to benefit from its features to build, sell, or rent out residential and commercial buildings within specific simplified standards and conditions.
Lease periods can reach up to 36 months from the date of the lease and the amount of financing varies depending on the lessee’s experience.
For Medical and Laboratory Equipment
This product can be used by doctors, owners of private pharmacies, medical laboratories, and hospitals. Medical and laboratory equipment can be financed up to 90% of its cost, depending on the production date of the asset, and without additional guarantees.
For Industrial Machinery and Equipment
This product offers financial leasing to companies, factories, printing establishment owners, and individual establishments.
Therefore, enabling them to finance their factories, production lines, equipment, and such. Whether from local or international suppliers.
Financing can reach up to 90 % of the cost depending on the production date of the asset, without additional guarantees.
For Construction Machinery and Equipment
This product offers financial leasing to individual companies and establishments.
As well as contracting companies to lease all kinds of construction machinery and equipment from local or international suppliers.
Financing can reach up to 80 % of the cost depending on the production date of the asset, without additional guarantees as well.
For Renewable Energy Systems
This product offers financial leasing for renewable energy systems without extra costs on current bills.
In addition to the above, It serves villas, apartment buildings, all kinds of establishments, also educational institutions, and the agricultural sector.
The financing can reach up to 90 % of the cost.