PhDs Program
We are pleased to offer this program to PHD faculty members which includes a prestigious package of banking products and services at preferential and fixed interest rates for the first year, with or without salary transfer.
- Personal loan
Personal loan if salary is transferred
Associate doctor | Participating doctor | Doctor | |
Maximum financing limit | 35,000JDs | 50,000JDs | 75,000JD |
Maximum installment period | 96 months | 96 months | 96 months |
Interest | 8% fixed for the first year | 7.75% fixed for the first year | 7.5% fixed for the first year |
Credit card | Preapproved World MasterCard | Preapproved world Elite Master card | |
Personal loan if salary is not transferred
Associate doctor | Participating doctor | Doctor | |
Maximum financing limit | 15,000JDs | 20,000JDs | 25,000JD |
Maximum installment period | 96 months | 96 months | 96 months |
Interest | 8.5% fixed for the first year | 8.25% fixed for the first year | 8% fixed for the first year |
Credit card | Preapproved World MasterCard | Preapproved world Elite Master card | |
- Housing loan
Housing loan if the salary is transferred | Category | Interest | Housing loan if salary is not transferred | Category | Interest |
Loan amount is more than 75K / Loan-to-value less than 80% | 7% | Loan amount is more than 75K / Loan-to-value less than 80% | 7.5% | ||
Buy out loans | 7% | Buy out loans | 7% |
Kindly note that after the end of the first year of the loan term; the interest becomes variable and according to the interbank pricing for one night in addition to the margin specified in the loan contract, and the bank reserves the right to automatically adjust the interest rates either by an increase or decrease based on the monthly average effective interbank rate.
For more information, call us on our contact center available 24/7 at 06-500-7777
