Long term goals, how are they achieved ?


What are goals?

Each person should understand what a “goal” means, and understand that they differ from one person to another.

Goals: are what the person wants to achieve whether on a personal, physical or family level.

There are two types of goals:

  • Short-term goals: Immediate goals that can be achieved within a short period of time.
  • Long-term goals: The ones that need a long period of time to be achieved.

Long-term goals are not easy to achieve as the motivation may fade over time, and other circumstances may change.

Many people may find it hard to commit to one certain thing for one year and even harder for years.

For this reason, long-term goals are difficult to achieve.


The following are some ways to achieve financial long-term goals:

Put your long-term goals in your list of tasks

The financial long-term goals are usually all about projects rather than tasks.

The fact is that without listing your projects and tasks, you most probably can’t achieve your long-term goals.

There is something about seeing your long-term goals on a paper (or on a screen) that make them real.

The process of listing is a type of commitment; so try, write and revise your long-term financial goals on a regular basis.

Do not ignore your long-term goals

It’s not enough to write down your long-term financial goals, but it also should be available to your eyes.

An idea to consider is to write goals on a board for you to frequently see them in front of you

One important thing is you need to find a link between your short-term goals and your long-term ones.

If you only see your immediate short-term goals, you will tend to focus on those goals rather than focusing on your long-term goals.

Assign days for long-term goals

You must assign a day of the week for specific goals.

For example, assigning a certain day is to manage financial affairs, and to brainstorm about how to improve your future.

This day does not need to be assigned for financial topics, which can be used to achieve other long-term goals.

Set your long-term priorities correctly

When it comes to long-term financial goals, you need to set your priorities correctly

Some priority goals shouldn’t take more than a month, such as budget setting, and cost reduction.

Priorities can be arranged as the following:

1. Building contingency savings.

2. Getting rid of debts.

3. Providing university education to your children.

4. Starting retirement investment.

One of the important priorities is investing for retirement

Investing for retirement is one of the most important long-term goals; at this point the monthly income will be low or non-existent.

The retirement level is the financial and physical break after long years of work.

To achieve all your goals you should always focus on your motivation behind your goals and then you will find yourself systematically seeking to reach your goals.


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