Service Now, Pay Later
Your Services, Now Paid in Monthly Installments!
With Jordan Ahli Bank’s Service Now, Pay Later program, you can finance the cost of the services you need and spread your payments over up to 12 months, easily through ahli Mobile.
Why “Service Now, Pay Later”?
Financing for a variety of everyday needs and services.
Repayment period of up to 12 months.
Easy application through ahli Mobile.
The option to finance more than one service, subject to the Bank’s eligibility criteria and debt burden ratio requirements.
You can finance a variety of everyday needs and services and spread your payments over monthly installments:
Education
Healthcare
Maternity & Parenthood
Insurance
Government Services
Home Maintenance
Car Maintenance
Travel
Weddings
Are You Eligible?
At Jordan Ahli Bank, we strive to make your financing journey clear and simple. This program is available to Jordanian retail banking customers who hold a National Identification Number. Here are the key eligibility criteria you need to meet when applying.
The tenant must be between 22 and 65 years old.
A minimum monthly salary of JOD 500 for public sector employees and JOD 600 for private sector employees.
No returned or rejected cheques.
Not listed on the bank’s or the Central Bank of Jordan’s blacklist.
Acceptance of the credit report issued by Jordan CRIF, in accordance with the Bank’s criteria.
A debt burden ratio (DBR) not exceeding 50% without a credit card or 60% when a credit card is granted.
Installment deferment is not available for this program.
Upon settlement, you may obtain a Liability Letter or Clearance Letter, as applicable.
You may be required to provide additional documents or supporting information in accordance with the Bank’s approved procedures, prior to the disbursement of the financing.
How Does It Work?
Apply for the service
Submit your application easily through ahli Mobile and provide the required information and documents.
Your application is reviewed
The Bank will assess your application and verify your eligibility in accordance with its credit policies and procedures.
Get your financing
Once approved and all required procedures are completed, the financing amount will be transferred directly to the service provider’s bank account or paid by certified cheque in the service provider’s name, in accordance with the Bank’s approved procedures.
Pay in installments
Repay your financing in monthly installments over a period of up to 12 months, according to the agreed loan terms.