For ahli bank, sustainability is not a secondary concern, it is a central pillar of long-term value creation, risk management, and corporate resilience. We believe that for companies to remain competitive and trusted, boards and executive teams must demonstrate unwavering commitment to environmental, social, and governance (ESG) principles, not as a branding exercise but as a strategic imperative. As such, ahli bank was the first bank in Jordan, and one of the first in the region, to issue GRI certified sustainability reports. Also, Jordan Ahli Bank became the first national bank to establish a Strategy & Sustainability sub-committee within its board, aimed at overseeing ESG matters and integrating sustainability into fundamental business decisions, including capital allocation, supply chain integrity, talent development, and climate risk management. In addition, comprehensive ESG reporting enhances transparency and accountability, enabling investors, regulators, and stakeholders to evaluate not only financial performance but also the impact of Jordan Ahli Bank on society and the environment. As global standards evolve and expectations rise, it is the board’s responsibility to champion a forward-looking, integrated ESG strategy that aligns with stakeholder interests in a rapidly changing world.

The Global Reporting Initiative (GRI) provides the most widely adopted sustainability reporting framework, offering companies a standardized, transparent, and stakeholder-centric approach to disclosing ESG performance. Our board and executive teams demonstrate a strong commitment to sustainability by actively overseeing GRI-aligned reporting. We ensure that key issues—such as climate impact, human rights, labor practices, and business ethics—are recognized, assessed, and transparently reported with integrity. By aligning with GRI Standards, we hope that ahli bank will not only fulfill regulatory and investor expectations, but also foster trust with employees, customers, and communities. Our ultimate objective is to build transparency that enhances reputational capital and enables data-driven dialogue with stakeholders, guiding more responsible and resilient corporate strategies. When our board of directors embedded GRI principles into our governance and organizational structure, we signaled a shift from reactive compliance to proactive leadership in shaping a sustainable future in the world of finance.

We encourage you all to read our sustainability reports, and to also provide us with feedback on how we can continue to improve our ESG impact.

Our Sustainability Journey

2017
Launched sustainability ​ reporting according to GRI.​
2021
Launch of Green loan services​.
2023
– Established Executive ESG Committee.
– Became a signatory of UN Women (WEPs).
– Launched the Sustainability and ESG Strategy & Framework.
2024
– Established sustainable finance framework.​
– First National Bank to Launch a $50 Million sustainability bond with IFC​.
– One of the first banks in Jordan to establish a dedicated Board level ESG Committee​.
– ESG KPIs incorporated for Executive Management C Level​.

Became a signatory with:​
– United Nations Global Compact (UNGC)​.
– Partnership for Carbon Accounting Financials (PCAF)​.
2025
– Achieved ISO 14001 and ISO 45001 Certifications​.
– Launch of
“Anty” program​.
– Climate Risk Management​.

Environment & Climate
Risk Management

We have taken substantial steps to measure and manage our environmental impact as part of our sustainable operations focus in addition to addressing the impact of climate change and assess climate risk.

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Social Responsibility

Our social initiatives focus on financial inclusion, community development, responsible procurement, and employee well-being. In 2025, Small and Medium Enterprises (SMEs) constituted 10.5% of our total facilities, highlighting support for this critical sector of the economy, we also launched the ANTY Women in Business Program, a financing initiative dedicated exclusively to female entrepreneurs, directing JOD 11 million toward women-led businesses. We invested over 5,062 total training hours across 7,328 individual training opportunities fostering a skilled and knowledgeable workforce. Furthermore, we are committed to gender equality, with women representing 39.8% of our workforce and 27.0% of management positions, supported by our endorsement of the UN Women’s Empowerment Principles. For suppliers, we are committed to contributing to the Kingdom’s economic growth by investing in, supporting, and prioritizing local suppliers 92.50% of the Bank’s suppliers are local, accounting for 86.43% of its total procurement budget. 

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Sustainable Finance

The Bank aims to integrate environmental, social, and governance (ESG) factors into our financial and investment strategies to benefit both our clients and society over the long term.

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Governance & Ethics

Strong governance is a cornerstone of our sustainability efforts. We have enhanced our governance framework to ensure transparency, accountability, and ethical practices. The establishment of a Board level strategy and sustainability Committee in addition to the Executive ESG committee underscoring our dedication to leading sustainability and to leading compliance and alignment with emerging regulations.  

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Sustainability Initiatives and Awards

International Sustainability and Financial Initiatives Partnership for Carbon Accounting Financials (PCAF):

The Bank commits to measuring and disclosing greenhouse gas emissions associated with its loans and investments to ensure transparency in climate related financial risks. Learn more

UN Global Compact:

As a participant in the world’s largest corporate sustainability initiative, Jordan Ahli Bank supports the adoption of sustainable and socially responsible policies across global markets. Learn More

UN Women’s Empowerment Principles:

This initiative provides guidance to businesses on advancing gender equality and women’s empowerment across the workplace, marketplace, and community.

Performance Highlights

Environmental Responsibility


52.2%

Reduction in water consumption compared to 2024.


24.8%

Decrease in paper consumption against the 2022 baseline.


21

Tons of paper diverted from disposal through recycling.


60.8%

Contribution of renewable energy from solar PV plants Achieved ISO 14001 certification for environmental management.


17.4%

Decrease in diesel and fuel energy consumption.

Social Responsibility


2.27

Over 2.27 million JOD in community investments (a 133% increase).


105,321+

Beneficiaries reached through community programs.


85.3%

Employee Experience (EX) Score.


27%

Women in management roles.


39.8%

Female employment rate.


29.89

Average hours of training per employee.


900+

Students benefited from the ahli777 youth employment program.

Sustainable Finance


2025

Named IFC SME Financier of the Year for the MENA region.


311

Million JOD in social financing (21% of the overall lending portfolio).


52

Million JOD green financing portfolio.


11

Million JOD directed toward women-led businesses.


10.5%

SMEs accounted for 10.5% of total lending portfolio.


29.862

tCO2e actual GHG emission reduction per year from the Sustainability Bond.

Governance & Ethics


Double Materiality

Adoption of double materiality assessment to guide strategic ESG focus.


92.5%

Of the Bank’s suppliers are local.


2025

Awarded Best ESG Strategy and Framework in Jordan.


0

Zero data security breaches or privacy complaints.


Al-powered call center

Launched an Al-powered call center among the first in the region.