Beneficiaries

Beneficiaries

Beneficiaries

Beneficiaries

Beneficiaries

Beneficiaries

The beneficiaries of the eco-friendly loan include employees from both the public and private sectors, professionals such as doctors, engineers, and pharmacists, self-employed individuals, as well as new customers who meet the product’s eligibility criteria.

The beneficiaries of the eco-friendly loan include employees from both the public and private sectors, professionals such as doctors, engineers, and pharmacists, self-employed individuals, as well as new customers who meet the product’s eligibility criteria.

The beneficiaries of the eco-friendly loan include employees from both the public and private sectors, professionals such as doctors, engineers, and pharmacists, self-employed individuals, as well as new customers who meet the product’s eligibility criteria.

The beneficiaries of the eco-friendly loan include employees from both the public and private sectors, professionals such as doctors, engineers, and pharmacists, self-employed individuals, as well as new customers who meet the product’s eligibility criteria.

The beneficiaries of the eco-friendly loan include employees from both the public and private sectors, professionals such as doctors, engineers, and pharmacists, self-employed individuals, as well as new customers who meet the product’s eligibility criteria.

The beneficiaries of the eco-friendly loan include employees from both the public and private sectors, professionals such as doctors, engineers, and pharmacists, self-employed individuals, as well as new customers who meet the product’s eligibility criteria.

What you gain

What you gain

What you gain

What you gain

What you gain

What you gain

Zero percent interest.
Loan that finances products at 100%.
Financing up to JOD 10,000.
Repayment period of up to 48 months.
No guarantor required.
Access to a debit card and online services.
Easy financing terms and quick processing.

Conditions & Required Documents:

Conditions & Required Documents:

Conditions & Required Documents:

Conditions & Required Documents:

Conditions & Required Documents:

Conditions & Required Documents:

When you obtain any banking service, you must review all the details related to the terms and conditions.

When you obtain any banking service, you must review all the details related to the terms and conditions.

When you obtain any banking service, you must review all the details related to the terms and conditions.

When you obtain any banking service, you must review all the details related to the terms and conditions.

When you obtain any banking service, you must review all the details related to the terms and conditions.

When you obtain any banking service, you must review all the details related to the terms and conditions.

Maximum debt burden ratio: 60%.
Minimum age of the borrower: 21 years, and maximum age: 65 years.
Minimum income: 300 dinars for public sector employees, 400 dinars for private sector employees, and 1,000 dinars for professionals and self-employed individuals.
Minimum work duration: 3 months for public sector employees (with transferred or part of salary), provided they are permanent. 1 year or more for private sector employees, provided they are permanent. 2 years for professionals and self-employed individuals.
Minimum bank relationship duration: 12 months for professionals, self-employed individuals, and executives.
Minimum loan amount: 500 dinars.
CriterionValueNotesExplanations
Nominal Interest Rate12.00%JODIBOR + MarginInterest rate is derived from the pricing list for retail loans
Loan Amount8,874JODThe requested loan amount
One-Time Fees and Expenses0.00%JOD (flat)One-time fees and expenses, such as granting fees and loan disbursement expenses. For example: a 1% flat fee for a loan equals (10,000 * 1% = 100) + 10 JOD for loan disbursement expenses
Repayment Period96 monthsInstallments/MonthsThe total number of installments required
Insurance Expenses4JOD monthlyMonthly expenses charged post-payments
Total Loan Value by End of Term14,230JODTotal loan value, including interest, fees and expenses, calculated automatically
13.594%Effective APR