Campaign Terms & Conditions

• The campaign runs until 30/09/2024.
• Interest rates are fixed for 6 months. After this period, a margin rate of 1.5% for housing loans and 2.5% for personal loans applies, in addition to interbank rate at that time
• Personal loan interest rates start from 7.49%.
• Mortgage loan interest rates start from 7.375%.
• Cashback is credited directly to the customer’s saving account.
• Customers’ total salary is used to classify their segment and determine eligibility for the campaign. Additionally, customers are qualified for cashback on salary transfers, personal loans, and mortgage loans.
• The campaign targets TML companies in both the private and public sectors.
• Pre-approved credit cards are offered up to 5 times “cashback amount”, exempted from issuance fees for the first year.
• A commitment appendix related to salary transfer must be signed with the bank for 2 years.
• Signing a commitment appendix with the bank for 5 years related to personal loans.
• Signing a commitment appendix with the bank for 7 years related to mortgage loans.
• The minimum amount for a personal loan is 5,000 JOD.
• Top-Up loans are not eligible for the campaign.
• The campaign is applicable to new customers and new loans.
• Expats are included in the campaign, benefiting from mortgage loan advantages such as interest rates and cashback.