ahli Doctors Program
All-In-One Financial Solution for Doctors
A financing solution made for you – whether as a general practitioner or specialist – no proof of income or bank statements are needed.
What You Gain
Personal financing of up to JOD 100,000,
with a repayment period of up to 8 years.
with a repayment period of up to 8 years.
Housing financing of up to JOD 700,000,
with a repayment period of up to 25 years.
with a repayment period of up to 25 years.
A grace period of up to 3 months.
A World Elite / World credit card with the granted financing.
Waived card issuance fees for the first 3 years.
A credit limit of up to 20% of the financing amount.
Waived card issuance fees for the first 3 years.
A credit limit of up to 20% of the financing amount.
What Do You Need to Apply?
With minimal requirements and no need to provide a bank statement or proof of income, all you need is a satisfactory credit history for the past 3 years, along with:
A professional license.
A valid ID.
Proof of ownership of the clinic, if owned by the doctor.
A clinic opening permit and lease agreement, if the clinic is rented.
A signed income declaration for the purpose of calculating the debt burden and over-indebtedness.
Facilities Provided to Specialist Doctors:
Personal Loan
| Category | Years of Experience | Maximum Loan Amount | Maximum Repayment Term | Interest Rate |
|---|---|---|---|---|
| First | 1-5 Years | JOD 35,000 | 96 Months | 7.25% (variable) |
| Second | 5-10 Years | JOD 50,000 | 96 Months | 7.25% (variable) |
| Third | 10+ Years | JOD 100,000 | 96 Months | 7.25% (variable) |
Housing Loan
| Years of Experience | Maximum Loan Amount | Maximum Repayment Term | Interest Rate |
|---|---|---|---|
| 5+ years | JOD 700.000 and depending on the debt burden | 300 Months | 6.25% |
Auto Loan
| Years of Experience | Maximum Loan Amount | Maximum Repayment Term | Interest Rate |
|---|---|---|---|
| 5+ years | Up to JOD 100,000 | 300 Months | 3.50% |
Facilities Provided to General Practitioner/ Dentist:
Personal Loan
| Category | Years of Experience | Maximum Loan Amount | Maximum Repayment Term | Interest Rate |
|---|---|---|---|---|
| First | 5-10 Years | JOD 35,000 | 96 Months | 7.75% (variable) |
| Second | 10+ Years | JOD 50,000 | 96 Months | 7.50% (variable) |
Housing Loan
| Years of Experience | Maximum Loan Amount | Maximum Repayment Term | Interest Rate |
|---|---|---|---|
| 5+ years | JOD 700.000 and depending on the debt burden | 300 Months | 6.50% |
Auto Loan
| Years of Experience | Maximum Loan Amount | Maximum Repayment Term | Interest Rate |
|---|---|---|---|
| 5+ years | Up to JOD 100,000 | 300 Months | 3.625% |