ahli Doctors Program
All-In-One Financial Solution for Doctors
A financing solution made for you – whether as a general practitioner or specialist – no proof of income or bank statements are needed.
What You Gain
Personal loan up to JOD 100,000.
Repayment term of up to 8 years.
Attractive, preferential interest rate.
Option to fix the interest rate for the first two years.
Credit cards with waived issuance and renewal fees for the first 3 years, with no bank statement or proof of income required.
Required Documentation – Specialist
Professional practice certificate as a specialist from the Jordan Medical Association.
Clinic lease agreement.
Valid National ID.
Property ownership document for the clinic (if owned by the doctor).
CRIF inquiry form.
Required Documentation – General Practitioner
Professional practice certificate from the Jordan Medical Association.
Clinic lease agreement.
Valid National ID.
Commercial license for the clinic (if owned by the doctor).
Facilities Provided to Specialist Doctors:
| Category | Years of Experience | Maximum Loan Amount | Maximum Repayment Term | Interest Rate |
|---|---|---|---|---|
| First | 1-5 Years | JOD 35,000 | 95 Months | 7.75% fixed for the first 24 months or 7.5% variable every 3 months |
| Second | 5-10 Years | JOD 50,000 | 96 Months | 7.75% fixed for the first 24 months or 7.5% variable every 3 months |
| Third | 10+ Years | JOD 100,000 | 97 Months | 7.75% fixed for the first 24 months or 7.5% variable every 3 months |
Facilities Provided to General Practitioner:
| Category | Years of Experience | Maximum Loan Amount | Maximum Repayment Term | Interest Rate |
|---|---|---|---|---|
| First | 5-10 Years | JOD 35,000 | 95 Months | 8.25% fixed for the first 12 months or 8% variable every 3 months |
| Second | 10+ Years | JOD 50,000 | 96 Months | 8% fixed for the first 24 months or 7.75% variable every 3 months |