Get hassle-free financing with our Teachers Program and enjoy a smooth, stress-free process from start to finish. We are here to guide you at every turn, so you can focus on finding the perfect ride for you.

• This program is valid until further notice, and customers will be informed when it is discontinued
• The car loan features depend on the vehicle category, as classified below:
  • Category A: Agency cars, preowned and certified (except for Chinese cars), provided the car age does not exceed 3 years upon loan granting.
  • Category B: All car types (except Chinese cars), with an age range from 3 to 7 years upon loan granting.
  • Category C: All cars (including zero mileage Chinese cars), with an age greater than 7 years upon loan.
• Flat interest rate starting at 4.25% for financing less than 50% and 4.5% for financing over 50%.
• Life insurance coverage is granted within the bank’s policy, noting that the bank’s procedures require insurance for both the loan collateral and the borrower’s life, as well as coverage for permanent total disability, should it occur in the future.
• Mortgage fees will be covered by Jordan Ahli Bank.
• The debt-burden ratio follows the guidelines of the car loan policy.
• A pre-approved credit card is issued based on the card policy, in addition to a car loan equivalent to 10% of the car’s value, with a maximum limit of JOD 5,000.
• Customers who meet the program’s requirements can obtain a loan and the vehicle can be registered under the name of a non-employed person (such as a son, wife, father, mother, brother or sister), with the non-employed individual acting as an additional guarantor for the loan.
• If the car is obtained directly from the dealer or is newly certified, there is no requirement to evaluate its value through an approved appraiser. Instead, the bank should be provided with an exclusive price quotation.
• It is possible to finance more than one car if the debt-burden ratio allows, with a maximum of two cars and three cars for exclusive customers.
• Minimum car loan amount: JOD 5,000.
• Maximum car loan amount: JOD 100,000 for new cars and JOD 75,000 for preowned cars.
• Minimum repayment term: 12 months.
• The car’s age at the end of the loan term must not exceed 15 years.
• The customer is granted an additional 5% on their debt-burden ratio for electric cars only if the customer proves that the reason for financing is the replacement of the current petrol car with an electric car.
• Salary transfer is not required for car loans within the ‘Salaried Customers’ segment.