Personal loan
Unleash Your Potential… Achieve Your Dreams
Take control of your finances and embrace every opportunity – no limits, just possibilities.
You Will Gain:
Secure a personal loan of up to JOD 100,000, with flexible repayment terms and comfortable monthly installments.
- Cash financing up to 100,000 JOD.
- Repayment period up to 8 years (96 months).
- A credit card is exempt from issuance fees for the first year.
- Life insurance throughout the loan period.
Personal Loan Benefits
- No guarantor required.
- Possibility to increase the loan amount based on eligibility.
- Ability to buy out loans from other banks at preferential interest rates.
- Option for spouses to obtain a joint personal loan.
Eligibility for a Personal Loan
We believe everyone deserves the chance to reach their aspirations. For this reason, we created a personal loan designed for all.
- Employee with a minimum salary of 400 JOD in the public sector or 500 JOD in the private sector, or belonging to the category of professionals, business owners, or executives.
- Minimum employment duration: 3 months for public sector employees and 12 months for private sector employees.
- Borrower’s age must not exceed 65 years at the time of granting the loan.
How Is the Interest Rate Calculated?
The interest rate starts at 7.49% on a declining basis.
Loan Calculator
Plan your budget and calculate your loan easily!
Required Documentation
- Valid national ID card (for Jordanians).
- Recent proof of income.
- Bank statement for the last 6 months.
- Social Security statement.
- Salary transfer commitment letter from the employer.