Personal loan

Personal loan

Personal loan

Personal loan

Personal loan

Personal loan

Unleash Your Potential… Achieve Your Dreams

Unleash Your Potential… Achieve Your Dreams

Unleash Your Potential… Achieve Your Dreams

Unleash Your Potential… Achieve Your Dreams

Unleash Your Potential… Achieve Your Dreams

Unleash Your Potential… Achieve Your Dreams

Apply Now

Take control of your finances and embrace every opportunity – no limits, just possibilities.

What You Gain

What You Gain

What You Gain

What You Gain

What You Gain

What You Gain

Secure a personal loan of up to JOD 100,000, with flexible repayment terms and comfortable monthly installments.

Secure a personal loan of up to JOD 100,000, with flexible repayment terms and comfortable monthly installments.

Secure a personal loan of up to JOD 100,000, with flexible repayment terms and comfortable monthly installments.

Secure a personal loan of up to JOD 100,000, with flexible repayment terms and comfortable monthly installments.

Secure a personal loan of up to JOD 100,000, with flexible repayment terms and comfortable monthly installments.

Secure a personal loan of up to JOD 100,000, with flexible repayment terms and comfortable monthly installments.

  • Financing up to JOD 100,000.
  • Repayment term of up to 96 months.
  • No guarantor required.
  • Option to obtain a credit card with the first-year issuance fee waived.
  • Ability to top up loan amount.
  • Ability to buy out loans from other banks at competitive interest rates.
  • Life insurance coverage for the borrower throughout the loan period.

General Terms:

General Terms:

General Terms:

General Terms:

General Terms:

General Terms:

We believe everyone deserves the chance to reach their aspirations. For this reason, we created a personal loan designed for all.

We believe everyone deserves the chance to reach their aspirations. For this reason, we created a personal loan designed for all.

We believe everyone deserves the chance to reach their aspirations. For this reason, we created a personal loan designed for all.

We believe everyone deserves the chance to reach their aspirations. For this reason, we created a personal loan designed for all.

We believe everyone deserves the chance to reach their aspirations. For this reason, we created a personal loan designed for all.

We believe everyone deserves the chance to reach their aspirations. For this reason, we created a personal loan designed for all.

TermsPrivate SectorPublic Sector
Minimum SalaryJOD 400JOD 400
Minimum Employment Duration12 Months3 Months
Age21 – 65 Years21 – 65 Years
Maximum Debt-Burden Ratio50%50%

Required Documentation:

Valid national ID for Jordanian citizens.

Proof of income: Salary certificate and payslips for the last 6 months.

Bank statement for the last 6 months.

Social security statement.

Salary transfer letter from the employer.

Personal Loan against salary transfer
Personal loan – Mortgage
Auto loan
Land loan
Housing loan
Amount amount must be between 0 and 0 JOD
Duration must be between 0 and 0 months
Months

Please specify Loan Amount.

A detailed explanation of how the Effective Annual Percentage Rate (APR) for loans is calculated:

CriterionValueNotesExplanations
Nominal Interest Rate12.00%JODIBOR + MarginInterest rate is derived from the pricing list for retail loans
Loan Amount8,874JODThe requested loan amount
One-Time Fees and Expenses0.00%JOD (flat)One-time fees and expenses, such as granting fees and loan disbursement expenses. For example: a 1% flat fee for a loan equals (10,000 * 1% = 100) + 10 JOD for loan disbursement expenses
Repayment Period96 monthsInstallments/MonthsThe total number of installments required
Insurance Expenses4JOD monthlyMonthly expenses charged post-payments
Total Loan Value by End of Term14,230JODTotal loan value, including interest, fees and expenses, calculated automatically
13.594%Effective APR