Hasaleh Program

Program Purpose:

The program aims to instill the concept of saving among children, and to continuously motivate them to engage in purposeful saving, this is achieved by providing them with a special Hasaleh, which can later be exchanged for encouraging savings returns.

Terms & Conditions:

  1. The first Hasaleh is granted to the client according to their request to enroll in the program and after signing the program’s terms and conditions.
  2. When the first Hasaleh is redeemed, customer will grant a cash return of 25% of the savings value available in the Hasaleh up to JOD 12.5.
  3. The saved amount within the Hasaleh, along with the cash return of up to 12.5 JOD, is deposited into the customer savings account.
  4. An amount of 100 JOD is kept as a “savings balance” within the savings account.
  5. The total “savings balance” for the customer is 100 JOD after the customer receives the cash return “12.5 JOD” from the first Hasaleh.
  6. The customer will grant the second Hasaleh, after redeeming the first Hasaleh at any time during the year.
  7. When the second Hasaleh is redeemed, the customer will grant a cash return of 50% of the savings value available in the box up to JOD 25.
  8. The saved amount within the second Hasaleh, along with the cash return of up to 25 JOD, is deposited into customer savings account.
  9. After redeeming the second Hasaleh, an additional amount of 100 JOD is maintained as a “savings balance” within the savings account to reinforce the concept of progressive saving.
  10. The total “savings balance” for the customer becomes 200 JOD after receiving the cash returns from both the first and second Hasaleh.
  11. No fees are charged to the customer for cash withdrawals from the savings account before redeeming the first Hasaleh.
  12. No fees are charged to the customer for cash withdrawals from the savings account if the account balance is greater than the “savings balance.”
  13. No e-service fees are charged to the customer.
  14. If the customer wishes to withdraw the “savings balance” or a portion of it, a one-time fee of 10 JOD will be applied, then the customer will be free to re-enroll in the program with the same benefits, subject to the program’s terms and conditions.
  15. The program is available to existing Jordan Ahli Bank customers who have active Abna’a Ahli saving accounts, after signing the program’s terms and conditions.
  16. The “savings balance” is automatically unlocked without any fees only when the child reaches the age of 18.
  17. Customers who have redeemed the first and the second Hasaleh will have the opportunity to re-enroll with the program again with the same process, terms and conditions without maintaining a new savings balance.
  18. The program is valid until the end of 2026 and will continue to operate under the existing terms as a minimum, and some enhancements will be made annually if needed.