On behalf of the board of directors, allow me to extend my deepest gratitude for your investment and for your trust in Jordan Ahli Bank. It has been one of my life’s greatest privileges to chair the board of directors of Jordan Ahli Bank, especially as we lead this organization to deliver on three profound promises:

1. Adopting World Class Governance Standards: we believe that to build long-term, institutional and sustainable value for shareholders, it is critical to have a well-governed board and executive management team. We pride ourselves on the governance work we have been doing over the past decade, which (according to multiple third-party audits by Deloitte), has elevated our governance rating to ‘world class’. This intense focus on governance should give our shareholders great assurance that we hold your best interests at heart through planning and deploying a deliberate, long-term, and institutional strategy.
   
2. Adopting Shared Prosperity: organizations in the private sector must consider creating ‘holistic’ value. We believe that it is not sufficient to just think about shareholder value – yet it is crucial to think in terms of maximizing the value of stakeholders. As the region’s first ‘shared prosperity’ organization, we have mapped out a strategy for each of our stakeholders – our customers, employees, regulators, community, partners and shareholders.  As we implement our strategy, we are deliberate, strategic, and detailed in how we deliver value to each of these ahli bank stakeholders. With patient capital, we believe that shared prosperity will produce outstanding shareholder returns. Shareholder value and Shared Prosperity are not mutually exclusive – they are mutually reinforcing- and with your support, we are building a future that we all hope for and deserve.
   
3. Embracing Innovation: in a world where the rate of technological change is outpacing the rate of human adaptability, it is important to think ‘exponentially’ to survive, thrive and stay ahead of competition.  For any organization to thrive and succeed in the future, it is crucial to establish a culture that embraces innovation, along with developing and implementing a well-defined innovation strategy. I am proud to tell you that we are gradually becoming the most innovative bank in the region. Jordan Ahli Bank is accelerating fintech startups, investing in innovation tools and frameworks to improve stakeholder value, and (perhaps most importantly) developing our own fintech IPs that we plan to spinout as corporate ventures. Stay tuned; we are thrilled about what we are launching both locally and regionally.

As we celebrate 70 years since our founding, and as we embrace our deep heritage in serving and growing with our beloved nation, we also feel youthful and enthusiastic, and are extremely excited about the unlimited potential of Jordan Ahli Bank’s, as well as Jordan’s, future. Thank you for supporting us, and believing in us, as we progress on this remarkable journey together.