Finance & Go
Your Dream Car Awaits with Our Car Loan
Ready to hit the road in your dream car? Brand new or preowned , our program makes it possible with competitive interest rates and flexible repayment options.
This includes:
Financing up to JOD 100,000 for new cars and JOD 75,000 for used cars.
An additional 5% on debt burden ratio for electric cars only, if proof is provided that the financing is for replacing a current gasoline car.
Repayment period up to 7 years (84 months), with a minimum repayment period of 12 months.
Life insurance coverage throughout the loan period.
How is The Interest Calculated?
The interest is calculated at a fixed (Flat Rate) starting from 3.75%.
Loan Calculator
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Car Loan Benefits:
- Salary transfer is not required for the “salary” segment under car loans.
- Mortgage fees are covered by the bank.
- A pre-approved credit card exempts from issuance fees for the first year, with a limit up to 5% of the car value (maximum JOD 2,500), subject to conditions.
- Customers can finance more than one car if their debt burden allows.
Eligibility for a Car Loan:
- The borrower’s age must not exceed 75 years by the end of the loan term.
- The borrower must belong to one of the following employment segments: salaried employees, professionals and expatriates, foreign employees with salaries transferred from accredited entities, or freelancers.
- Salaried employees: Minimum 3 months’ employment (confirmed), with a minimum salary of JOD 400 (financing up to 100%).
- Professionals, expatriates, and foreign employees with accredited salary transfers: Minimum 12 months’ employment, with a minimum salary of JOD 1,000 (financing up to 90%).
- Freelancers: Minimum 12 months of work, with a minimum income of JOD 750 (financing up to 90%).