Personal Loan for Professionals and Self-employed Individuals

A personal Loan for your professional development

Whether you are an executive or self-employed, Ahli Bank’s Personal Loan will ensure your personal stability and professional development

Up to 50,000 JOD
10 times monthly salary with collaterals, or up to 25,000 JOD without collaterals
48 Months
Maximum loan term without collaterals or 60 months with collaterals
Loan Features

Top-up option after making 6 consecutive payments.

Buy out loan from another bank and top-up (depending on income and debt burden ratio).

Free Debit Card and Electronic services.

Credit Card with free registration for the first year.

Life insurance.

Conditions

Minimum Loan Value
5,000 JOD
Minimum Loan Term
12 Months
Minimum Income
2,000 JOD
calculated at 40% of Professional client’s average regular deposits over the last 6 months and at 15% of Self-Employed client’s average regular deposits over the last 6 months
Minimum Work Experience
2 Years
Minimum period of banking with us
12 months
for Professionals and Self-employed individuals
Maximum Debt Burden Ratio
45% for Executives
and 40% for Professionals and self-employed individuals
Age
Above 21
and under 65 at the end of loan term
Other Conditions
Client must not be listed on any official Blacklist
How to get the Loan
Amount
JOD
Period
Month
Total Amount of Payment
JOD
Monthly Payment
JOD
Annual Interest Rate
9.75%
  • A valid Jordanian national identification card.
  • Proof of income.
  • Bank statement of the last 6 months.
  • Proof of additional income if applicable.
For Professionals
  • Certificate of professional or occupational practice
  • A valid copy of Union membership.
  • Ownership deed/lease of workplace.
For Self-Employed Individuals
  • A recent certificate of registry.
  • A recent certificate of professional or occupational practice.
* The bank reserves the right to ask for further documents if necessary
Do you need help?

Contact Us: +96265007777

FAQ