A personal Loan for your professional development whether you are an Executive or Self-employed, ahli Bank’s Personal Loan will make sure you have personal stability and professional development.

 Loan Features:

• Top-up option after making 6 following payments.
• Buy out a loan from other banks in addition to a loan Top-up (based on income and debt burden ratio).
• Free Debit Card and E-services.
• A credit card exempts from issuance fees for the first year ( if applicable)
• life insurance coverage during loan life within accepted internal insurance agreement.

Conditions:

• The minimum loan value is 5,000 JOD and the maximum up to 100,000 JOD.
• The minimum loan term is 12 months and the maximum 96 months.
• Minimum Income is 1,000 JOD, calculated based on  cash flow reflected on account statement for last 12 months and according to industry  margin percentage .
• Business incorporation not less than 2 years.
• The customer should have a relation with Jordan ahli bank not less than 12 months through account statement transactions for both Professionals and Self-employed individuals.
• The maximum debt burden ratio is 55%
• Minimum age 21 years and maximum 65 years
• Customer’s name must not be listed on any official blacklists.

Required Documents:

• A valid Jordanian national ID.
• Proof of income.
• Also Bank statement of the last 12 months.
• And Proof of an additional income, if applicable.

Required Documents For Professionals:

• Certificate of professional practice.
• A valid copy of Union membership.
• Ownership deed/rent of the workplace.

Required Documents For Self-Employed Individuals:

• A recent certificate of registry.
• A recent certificate of professional practice.

* The Bank reserves the right to ask for more documents if necessary.