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Personal-Loan-for-Professionals-and-Self-employed-Individuals

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Personal Loan for Professionals and Self-employed Individuals

You can listen to this article by using any hearing aid tool

Personal Loan for Professionals and Self-employed Individuals

A personal Loan for your professional development whether you are an Executive or Self-employed, ahli Bank’s Personal Loan will make sure you have personal stability and professional development.

 Loan Features:

  • Top-up option after making 6 following payments.
  • Buy out a loan from other banks in addition to a loan Top-up (based on income and debt burden ratio).
  • Free Debit Card and E-services.
  • A credit card exempts from issuance fees for the first year ( if applicable)
  • life insurance coverage during loan life within accepted internal insurance agreement.

Conditions:

  • The minimum loan value is 5,000 JOD and the maximum up to 100,000 JOD.
  • The minimum loan term is 12 months and the maximum 96 months.
  • Minimum Income is 1,000 JOD, calculated based on  cash flow reflected on account statement for last 12 months and according to industry  margin percentage .
  • Business incorporation not less than 2 years.
  • The customer should have a relation with Jordan ahli bank not less than 12 months through account statement transactions for both Professionals and Self-employed individuals.
  • The maximum debt burden ratio is 55%
  • Minimum age 21 years and maximum 65 years
  • maximum loan tenure 96 month
  • Customer’s name must not be listed on any official blacklists.

Required Documents:

  • A valid Jordanian national ID.
  • Proof of income.
  • Also Bank statement of the last 12 months.
  • And Proof of an additional income, if applicable.

Required Documents For Professionals:

  • Certificate of professional practice.
  • A valid copy of Union membership.
  • Ownership deed/rent of the workplace.

Required Documents For Self-Employed Individuals:

  • A recent certificate of registry.
  • A recent certificate of professional practice.

* The Bank reserves the right to ask for more documents if necessary.

Personal Loan Calculator
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You can also read: Al Nashmiat initiative 

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