Forget about rent when you can own the land and build your own house with ahli’s land purchase loan & personal loans against mortgage real estate .
Begin a journey of stability in your new home by purchasing your own residential plot.
Mortgage loans Features:
- Competitive interest rates.
- Financing rate up to 70% For land purchase & 80% for personal loans against real estate for Jordanian residents only.
- Life insurance coverage during loan life within accepted internal insurance agreement.
- Buy out loan facility is available with the ability to increase the loan amount depending on the client’s income & DBR.
- No guarantor is required.
- A credit card exempts from issuance fees for the first year if that’s applicable.
- Free ahli debit card and E-services.
- Minimum client age of 21 years and maximum 75 years at the end of the loan period.
- Minimum tenure 12 month and maximum 144 months for land purchase & 96 month for personal loans against real estate.
- Minimum loan amount 15000 jod and maximum 250,000 for land purchase & 200,000 for personal loans against real estate.
- Maximum accepted DBR 50% from net monthly income.
- Customer’s name must not be listed on any official blacklist.
Mortgage Required Documents:
- Valid identification card for Jordanians.
- Valid passport & residency permit for non-Jordanians.
- Salary slip for the last 6 months.
- Statement of account for the last 6 months and for 12 months for self-employed.
- Social security statement .
- Proof of income.
- Copy of land registration deed.
- Area plot sketch.
- Landscaping plan.
- Property evaluation from the official evaluators to the bank.
* Terms & conditions apply
* The bank has the right to ask for additional documents when needed