Benefits:

The coverage under this policy will not exceed case, the monthly benefit multiplied by 12 months, as shown in the insurance certificate.

Benefit 1: Life insurance
In case of death , the Company will pay the Principal Sum mentioned in the insurance certificate.

Benefit 2- Accidental Death

When Injury results in loss of life of a Named Insured within three hundred sixty five (365) days from the date of the accident, the Company will pay the Principal Sum mentioned in the insurance certificate, less any other amount paid or payable under benefit 2 and 3.

Benefit 3- Dismemberment, Loss of Sight, Hearing, Speech Indemnity due to Accident

When injury results in any of the following losses to the Insured within three hundred sixty five (365) days from the date of the accident, the company will pay the applicable percentage of the Monthly Benefit less any other amount paid or payable as a result of the same accident:

Permanent loss of:                                                     

Percentage 100%
Both hands or Both Feet of Sight of both eyes 
One hand and one foot 
Either hand or foot and sight of one eye 
Hearing of both ears 
Speech

Percentage 50%
Either hand or foot 
Sight of one eye 

Percentage 25%
Thumb and index finger 

In case of occurrence of more than one of the losses specified under this section, the total amount payable hereunder is established by adding the amount corresponding to each single loss up to a maximum limit of 100% of the benefit.

Benefit 4- Permanent Total Disability due to Accident

When, as the result of injury and commencing within three hundred sixty five (365) days after the date of the accident, the named insured is Totally and Permanently Disabled, and such disability has continued for a period of twelve (12) consecutive months and is total, continuous and permanent at the end of this period, the Company will pay the Principal Sum less any other amount paid or payable under section2. The Principal Sum: will be paid in one lump sum equal to twenty five percent (25%) of the Principal sum shown in the Schedule of coverage amount and the balance will be payable monthly over a period of three(3) years.