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Personal-Loan-Palestine

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Palestine – Housing Loan, flexible financing options to suit your needs.

You can listen to this article by using any hearing aid tool

Palestine – Housing Loan, flexible financing options to suit your needs.

If You wish to purchase your own home, build a new house, or even renovate your existing one, our Housing Loan gives you flexible financing options to suit your needs.

Loan Features

  • Buying, constructing, renovation and expansion financing.
  • Joint loan based on family Income.
  • Guarantor is not a must.
  • Possibility of loans buyout from other banks.
  • Possibility of postponing up to three installments a year.

Conditions

Age

Minimum of 21 years and Maximum of 65 years old. Or (Must be between 21 and 65 years old)

Monthly income

  •  Minimum of JOD 300 (or equivalent in USD or ILS) for the TML companies.
  • Minimum of JOD 500 (or equivalent in USD or ILS) for Non- TML companies.
  • Minimum of JOD 2,000 (or equivalent in USD or ILS) for the business owners, professionals and self-employed

Minimum Work Duration

  •  12 months minimum for the TML salary transferred companies until prohibition period.
  • 24 months minimum for the Non-TML salary transferred companies until prohibition period (Past working experience in the same sector if not interrupted for more than one month, would be taken in consideration)
  • Two years for the business owners, professionals and entrepreneurs with a minimum of a 12- month relationship with the bank.

Salary Transfer

*Salary transfer is not mandatory

Property

  • Must be under Palestinian Authority’s jurisdiction ( A+B areas) Must be listed in Palestine’s TABO Association
  • Must be under the Palestinian Authority’s jurisdiction
  • Must be listed in Palestine’s TABO Association
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