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My Family Loan

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My Family Loan – Finance your Family needs

You can listen to this article by using any hearing aid tool

My Family Loan – Finance your Family needs

My family Loan from ahli bank helps you finance your needs and those of your spouse together with one loan.

Loan Features:

  • Top-up option after making 6 consecutive payments.
  • Buy out the loan from another bank and top-up. (depending on income and debt burden ratio).
  • Free debit card and electronic services.
  • life insurance coverage during loan life within accepted internal insurance agreement

Loan Conditions:

  • Minimum client age of 21 years and maximum age 65 years for both wife and husband
  • Minimum Loan Value is 1000 JOD and the maximum 100,000 JOD .
  • Minimum Loan tenure is 12 months and maximum 96 months The Minimum Joint Income of the couple is 400 JOD.
  • Minimum Employment Period for Private Sector is 12 months and for Public Sector is 3 months,
  •  maximum Debt Burden Ratio is 50%.
  • Salary Transfer is a must.
  • Both client’s names are not listed in the blacklist
  • The age of both husband and wife at the end of the loan term shall not exceed 75 years

Required Documents:

  • Certificate of proof of income: Salary certificate and Salary slip for the last 6 months.
  • Bank statement for the last 6 months.
  • Social Security statement.
  • A copy of the national identification card for both spouses.
  • A copy of the marriage contract or family book.
  • Salary transfer letter for each spouse.

*Terms and Conditions are applied

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